• Dan Frankel

Watercraft Insurance

Updated: May 25

Whether you’re on a sailboat, a power boat, or a personal water craft, a boat insurance policy from Acacia Insurance covers you from stem to stern. What makes us unique? We’ve been there: our staff has over 4,000 miles of boating experience, including trans-Atlantic passages, sailing on Long Island Sound and in Buzzards Bay, and power boating in Maine, New Hampshire, and New York.


No matter what course you chart, you’re prepared for rough waters with Acacia Insurance.


Your boat is probably one of your most treasured possessions.


It can also be your most vulnerable—at risk of damage from storms, strong winds, theft, and accidents. That’s where boat insurance comes in to provide shelter for your boat and protection for you and your passengers.


No matter what course you chart, you’re prepared for rough waters with Ellis Insurance. Boat coverage from Acacia Insurance comes fully equipped, and will pay for both partial and full covered losses to your boat. Policies are available to provide physical damage protection for your:

  • Boat hull

  • Boat motors

  • Boat trailers

  • Boating equipment

We are committed to safe and affordable boating, and we’ve identified a handful of insurance discounts available to boat owners who share this commitment:


Safety course discounts.

These are available to those who complete U.S. Coast Guard Auxiliary courses, U.S. Power Squadron Safety programs, and some state certification boater safety courses.


Coast Guard certification discount.

This is for boaters who have passed a Courtesy Marine Examination (CME) provided by the Coast Guard Auxiliary.


Protective device discounts.

You’ll save if your boat is equipped with a GPS Theft alert tracking device, radar system, or other protective device.


Beyond the basics:

Specialized coverage for personal watercraft

Liability Insurance for boat owners

Boat owner FAQs

Save on boat insurance

Ready to learn more?

Acacia Insurance has been helping to make the unexpected uneventful since 1988, and we look forward to working with you. Please contact us with questions and for additional information.



The insurance policy, not this Web site, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions, and limitations that are not detailed in this Web site. Coverages may differ by state.


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