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  • Dan Frankel

High-Value Home Insurance

Updated: May 13, 2022

If you own a high-value home, chances are that a standard homeowner’s policy will fall short of your coverage needs. For these homes, Acacia Insurance offers premier coverage options like Chubb Masterpiece, AIG, and Hanover Platinum Prestige. exceptional examples of policies designed exclusively for high value homes. They provides higher limits and broader coverage than most others.

Chubb says it best: Your home is more than bricks and mortar. It’s full of memories and you're reflected in every detail. So if you experience a claim, you’ll want more than a check from your insurer. You’ll want your life back.

Special coverage for high-value homes

We understand what makes your home special, whether it's a condominium or a custom-built house. We know it took care and effort to turn your house into a home. And we want to make sure you always feel at home, even if something happens and you need to repair, replace, or rebuild.

In the event of a claim, you’ll receive replacement cost coverage for your personal property. We can also schedule your most valuable possessions so that you’ll receive the full-insured amount in case of total loss or theft.

Consider coverages not provided by standard policies

  • "All-risk" terms for personal property at replacement cost

  • Building loss at replacement cost – with a unique cash settlement option

  • No dollar limit on loss of use

  • Backup of sewers and drains

  • Matching roof and siding coverage

  • Equipment breakdown as well as utility line coverage

  • Vandalism and glass breakage even if dwelling is vacant for 30 days

  • Theft of property at insured’s other residences if insured is away

  • Increased limits for everything from property in bank vaults, to silverware, to watercraft, etc.

Ready to learn more?

Acacia Insurance has been helping to make the unexpected uneventful since 1988, and we look forward to working with you. Please contact us with questions and for additional information.

The insurance policy, not this Web site, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions, and limitations that are not detailed in this Web site. Coverages may differ by state.

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