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  • Dan Frankel

Driving Safely Has Its Rewards

Updated: May 25, 2022

$3,900 – that’s the average cost of a “fender bender.” The details behind that $3,900 tell the real story. It’s not just the cost of the accident; it’s the increase to your insurance rates that has a long-lasting effect on your wallet. Safe drivers are rewarded with lower insurance rates; drivers with a history of accidents or traffic violations pay more. How much more is the question, and here’s a quick answer: two times as much!


We recognize that not everyone has a perfect driving record, and if you’ve had an accident or a traffic violation, don’t worry. Acacia Insurance has been providing exceptional, accommodating, intelligent service across New England since 1988, and we will work with you to find the best insurance solution. We can price your insurance with companies that offer accident forgiveness as well as loss-free credits for clean driving records.


Safe drivers are rewarded with lower insurance rates; drivers with a history of accidents or traffic violations pay more. How much more is the question, and here’s a quick answer: two times as much!


The average premium increase after an "at-fault" claim is $651; after two claims, insurance premiums climb by over 90%.


If your driving record is spotless, congratulations! Safe drivers like you get great rates. We work with the companies that insure 80% of the vehicles in Massachusetts as well as across the U.S., and our four-step, 15 minute Acacia Insurance Tune-up(SM) will shop for the most competitive rates available.


Ready to learn more?

Acacia Insurance has been helping to make the unexpected uneventful since 1988, and we look forward to working with you. Please contact us with questions and for additional information.





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