• Dan Frankel

Specialized Coverage for Personal Watercraft

Ever get that sinking feeling when you think about what might happen if your boat or personal watercraft (PWC) was damaged or destroyed? Protect the life you love, on the water and off. Our watercraft experience is extensive, ranging from cabin cruisers and ocean-going yachts to PWCs for weekend fun.

Let Acacia Insurance act as a life jacket for your PWC as we guide you through the essentials of PWC insurance:.


Broad coverage and special benefits that will keep you on the water all year long.


Insurance for personal watercraft from Acacia Insurance is designed to keep you — and your PWC — afloat.

  • Liability coverage offers protection should you be held liable for damaged property or personal injury, to both non-family and family members, if an accident occurs.

  • Watersports liability specifically extends coverage should you tow skiers or tubers from your PWC.

  • Uninsured Watercraft coverage provides bodily injury protection to you if an uninsured boater collides with your PWC.

  • Medical Payments coverage is a relatively inexpensive option offering up to $10,000 in medical expense coverage for boating injuries should someone get hurt.

  • Comprehensive/Collision is important in that it protects your PWC from damage resulting from fire, theft and most other perils. It also protects you in the event of accidental damage.

  • Emergency Assistance and Towing. Helps you if your PWC breaks down on the water, or if your trailer breaks down during transport.

  • Acacia Insurance offers insurance that is valid in all U.S. and Canadian Waters, so you can use your PWC almost anywhere you can get it. Please note that offshore distance restrictions apply.

Acacia Insurance has been helping to make the unexpected uneventful since 1988, and we look forward to working with you. Please contact us with questions and for additional information.



The insurance policy, not this Web site, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions, and limitations that are not detailed in this Web site. Coverages may differ by state.


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